UK households that use envelope budgeting and want to reconcile variable bills and direct debits against fixed monthly allocations without relying on spreadsheets.
Cómo funciona
- Create budget envelopes by selecting a predefined UK household category and setting a monthly allocated budget.
- Log direct debit or variable expense transactions against an envelope, specifying amount, date, and description.
- Edit or delete transactions and filter the transaction history by date to review past spending.
- View the dashboard showing total budget, total spent, remaining balance per envelope, and a category breakdown, plus an inflation-adjusted trend chart based on a manually entered inflation rate.
Qué obtienes
- See exactly what is left in each envelope at a glance.
- Reconcile direct debits and variable bills against fixed monthly allocations.
- Edit or delete transactions and filter history by date for accurate records.
- Understand how inflation affects spending with a nominal vs real comparison.
- All data is saved automatically for future sessions.
Captura de pantalla
Detalles técnicos
Como configurar y usar
- Compra la licencia — tu clave (lic_...) aparece en la pagina del pedido y en tu correo.
- Inicia sesion en app.synoriaai.com con tu clave de licencia.
- Sin instalacion — el producto funciona en el navegador, en tu instancia aislada.
- Enter your current inflation rate and save it once.
- Create an envelope by choosing a category (like Groceries or Utilities) and setting its monthly budget.
- Log each direct debit or expense against the matching envelope with amount, date and a short note.
- Check the dashboard to see what's left in each envelope and how your spending compares in real terms.
- Edit or delete any transaction later, or filter your history by date to review a specific period.
Preguntas frecuentes
Is my budget data safe if I close the browser?
Yes, every envelope, transaction and inflation rate you enter is saved automatically on the server, so it's still there next time you open the app.
Does this connect to my bank to import direct debits automatically?
No, you enter each transaction manually. This keeps the tool simple and means it never needs access to your bank login.
What does the inflation-adjusted trend actually show?
It compares your raw (nominal) spending against what that spending is really worth after applying the inflation rate you entered, so you can see if your budget is losing purchasing power over time.
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